:root{
  --navy:#0b2a4a;
  --green:#1b7a3a;
  --orange:#f08b1a;
  --ink:#16212b;
  --muted:#5a6b7a;
  --bg:#ffffff;
  --soft:#f4f7fa;
  --line:#e3e9ef;
  --radius:14px;
  --shadow: 0 10px 30px rgba(11,42,74,.08);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.container{width:min(1100px, 92%);margin:0 auto}

.topbar{background:var(--navy);color:#fff}
.topbar .container{display:flex;gap:16px;justify-content:space-between;align-items:center;padding:10px 0;font-size:.92rem}

.header{border-bottom:1px solid var(--line);background:#fff}
.header .container{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}

.brand{display:flex;align-items:center;gap:12px}
.brand img{width:52px;height:52px;border-radius:10px}
.brand .name{font-weight:800;color:var(--navy)}
.brand .tag{color:var(--green);font-size:.92rem}

.nav{display:flex;gap:12px}
.nav a{padding:10px 12px;border-radius:10px;font-weight:600}
.nav a.active{background:var(--soft)}
.nav a.cta{background:var(--green);color:#fff}

.hero{background:linear-gradient(180deg, var(--soft), #fff)}
.hero .container{padding:44px 0;display:grid;grid-template-columns:1.2fr .8fr;gap:28px}

h1{font-size:2.2rem;color:var(--navy)}
.section{padding:34px 0}
.section h2{color:var(--navy)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}

.footer{border-top:1px solid var(--line)}
.footer .container{padding:18px 0;display:flex;justify-content:space-between;flex-wrap:wrap}
.tagline{color:var(--orange);font-weight:700}

@media (max-width: 900px){
  .hero .container{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr}
}